Mortgage Saint Paul Minnesota

Purchase

Purchasing a home is a very exciting time, and being well prepared will help you make decisions. Take this opportunity to learn more about home buying and the mortgage process.

Am I really ready to buy?
A common myth is that monthly mortgage payments are more expensive than rent. In some cases, mortgage payments can be less than rent. Consider both the advantages and disadvantages to renting as well as buying, and weigh the pros and cons for your particular situation.

How much “house” can I afford?
Try our home affordability calculator to find out.

What is the next step?

Complete a quick application and we will get in contact with you as soon as possible.

Today's Mortgage Rates

as of 5/17/2013

Loan Program	Rate	APR
30 Year Fixed	3.625	3.734
20 Year Fixed	3.625	3.730
15 Year Fixed	2.875	3.023
30 Year Fixed Jumbo	5.375	5.430

Rates are not guaranteed and are subject to change without notice. APR calculation assumes prepaid finance charges of $1,569 on a $150,000 loan amount with 20% down payment for the purchase of a primary residence, single family home in Ramsey County, Minnesota with a 45 day rate lock period. Your interest rate will depend upon various factors including: home value, rate lock period, credit history, occupancy, loan program, loan size, etc. APR calculations for Adjustable Rate mortgages are based on worse case scenario.
Jumbo rates are not guaranteed and are subject to change without notice. APR calculation assumes prepaid finance charges of $2,845 on a $600,000 loan amount with 20% down payment for the purchase of a primary residence, single family home in Ramsey County, Minnesota with a 45 day rate lock period. Your interest rate will depend upon various factors including: home value, rate lock period, credit history, occupancy, loan program, loan size, etc.

15 Year Fixed