Mortgage Calculators

Standard Calculator

Use this calculator to figure the monthly payment based on the loan amount, interest rate and term (length).

Home Affordability Calculator

By using a simple formula you can get an idea of how much house you can afford.

Amortization Calculator

This will show you how much you will owe on your house in "X" amount of years. Also, see how much of your payment is being applied to principal interest.

Interest Only Calculator

Use this calculator to calculate the monthly payments on an interest only loan.

Refinance Calculator

This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. This calculator will calculate the monthly payment, net interest savings, and the time it will take to recoup the closing costs.

Bi-Weekly Calculator

Use this calculator to see how much money you can save on your mortgage by making payments every 2 weeks instead every month.

Today's Mortgage Rates

as of 5/17/2013

Loan Program	Rate	APR
30 Year Fixed	3.625	3.734
20 Year Fixed	3.625	3.730
15 Year Fixed	2.875	3.023
30 Year Fixed Jumbo	5.375	5.430

Rates are not guaranteed and are subject to change without notice. APR calculation assumes prepaid finance charges of $1,569 on a $150,000 loan amount with 20% down payment for the purchase of a primary residence, single family home in Ramsey County, Minnesota with a 45 day rate lock period. Your interest rate will depend upon various factors including: home value, rate lock period, credit history, occupancy, loan program, loan size, etc. APR calculations for Adjustable Rate mortgages are based on worse case scenario.
Jumbo rates are not guaranteed and are subject to change without notice. APR calculation assumes prepaid finance charges of $2,845 on a $600,000 loan amount with 20% down payment for the purchase of a primary residence, single family home in Ramsey County, Minnesota with a 45 day rate lock period. Your interest rate will depend upon various factors including: home value, rate lock period, credit history, occupancy, loan program, loan size, etc.

15 Year Fixed